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Facing the Facts

High Anxiety

High Anxiety (Photo credit: Wikipedia)

Avoiding a problem makes it grow.  I force myself to open bills and look at them when I get them rather than putting it off.  I try not to put off looking through all the mail (not just the bills).  That is the time to recycle paper, catologs, etc.  If I have access to a computer, I check my bank account and credit card statement everyday.  Current bills to be paid, bills that are coming due in the near future, and past due bills (yes, I have those) are kept in a folder on top of my desk where they can be easily reviewed when it is bill paying time, which is at least twice a month when I get checks.  Also at bill paying time, I catch up with my check book and keep track of upcoming monthly withdrawals.  I also keep an appointment book with important dates and I try to review that at least once a week on the weekend to see what I have going on in the next week and have to plan for.  Things coming up in the next week might highlight some necessary expenditures that might otherwise be overlooked.

Facing the facts is often anxiety arousing for me; but it is better than putting it off to find out later that I have missed an important appointment or have not remembered a bill I have to pay.  Many of us feel that out of sight is out of mind and that way we avoid worrying about things.  In the meantime as time passes and we avoid dealing with the problems associated with these bills and responsibilities, things that were minor irritants become major ones.  Not only do we have more work to do if we put off dealing with these things, there are consequences of missing things like deadlines.  Balancing a check book after a long period becomes a major undertaking and there can be mistakes that have been made that have long term consequences.  The same is true about scheduling necessary checkups.  Little medical and dental problems can become big problems if not caught early enough. A little anxiety in the present can avoid a lot of anxiety in the future. The problem with putting off things is as the anxiety increases with every postponement, it becomes harder and harder to deal with and makes it even less likely that it will be done.

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